TIPS TO HOME BUYING


The Steps to Home Ownership

  1. Meet with mortgage loan officer, get pre-approve
  2. Meet with real estate agent
  3. Buyer makes a purchase offer
  4. The seller accepts
  5. Buyer puts up earnest money
  6. The earnest money deposit goes into an escrow account
  7. Buyer applies for a mortgage
  8. A home inspection takes place
  9. The lender inspects title history and orders appraisal
  10. Loan file is processed and submitted for underwriting approval
  11. Buyer provides any additional documentation required for final loan approval
  12. Closing documents are sent to the title company
  13. The loan is then funded

YOU'RE A HOMEOWNER!